Oscar Winner Forest Whitaker (The Last King Of Scotland) heads an all-star cast, including Julia Stiles (Save the Last Dance), as ace insurance investigator Abe Holt.
Abe is sent to the snowy town of Hastings, Minnesota, to investigate a suspicious road accident, in which notorious con man, Kelvin, has seemingly been murdered. Working tirelessly to uncover the events surrounding the accident he soon finds himself entangled with the policy's single beneficiary, Kelvin's sister Isold (Stiles) and her volatile husband (Jeremy Renner).
As the truth about the tragic events unfold Abe is drawn into a world of dark secrets and half-truths. Not knowing who to trust he must solve the mysteries surrounding the tragic death before he too slips into their icy web.